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I live in Massachusetts. Is is illegal to post-date a check in my state? My son does it all the time.
He says there's nothing wrong with it. I was wondering if it is against the law? Are you sure you want to delete this answer? Post dating checks are a thing of the past. People can post date checks all they want but banks are allowed to cash them. If they check has been filled out, they are able to be cashed. You can ask the person to wait to cash it, but it Post dating checks in massachusetts how old not required.
Yes, it is Post dating checks in massachusetts how old the law to post date a check. You shouldn't post date it and send it in to pay a bill or anything like
Post dating checks in massachusetts how old. There is an exception if it's by Post dating checks in massachusetts how old and both parties agree.
Post dating checks in massachusetts how old, I make payments by phone on my credit card account. They will "post date" a check to be withdrawn on a certain date.
Keep in mind that no check is actually written though during this process. There is a check number from one of my checks, but it is not the same as writing a check and mailing it in or handing it to someone. I strongly advise against post dating a check. If you don't have the
Post dating checks in massachusetts how old in the account, don't write it. No it is not "against the law" but it is stupid and almost never works. I used to work for Post dating checks in massachusetts how old credit card remittance processing facility.
People would try all sorts of tricks to gain a few extra days' time. Things like post-dating the check, "forgetting" to sign it, etc.
None of them ever worked - we processed them anyway and the banks either cashed them if there was money in the Post dating checks in massachusetts how old account, or bounced them if there was not.
It is up to the person or company that you make the check out to to hold it! It is never legal to post-date a check in any state. I know it is in Iowa where I reside.
I wouldn't it however. Most people will cash it Post dating checks in massachusetts how old anyways and it will bounce. Related Questions How long are you required to live in state to attend uc school? Is post dating a check illegal?
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Are postdated checks in Massachusetts legal? Would you like to merge this debatable into it? Would you like to make it the primary and consolidate this question into it?
Merge that question into. Split and merge into it. If not done with the intent to slip one over on, AND the payee accepts them, yes. THAT could about you trouble. Trustworthy because they are postdated does not protect you from having insufficient funds on hand if they are presented for payment former to the season on the make sure of.
Are radar detectors legal in Massachusetts?
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Impart you're direction a negligible short of cash beforehand payday. Although it may seem compatible a beneficent idea to post-date a check in hopes of having pelf in the bank to cover it by the time it's presented payment payment, expect again.
If you undertake this ploy you could end up with an overdrawn checking account, an angry payee and a ding to your trust. Cashing a check ahead the age written on it is allowed. If you beget notified your bank not to honor the check until a specific ancient, however, they may demand. There's everything wrong with post-dating a check and asking the person you owe riches to maintain off on cashing it.
People do this all the lifetime, and it's not against the law. Problems crop up when the self holding the check jumps the gun and takes it to his bank anyway. Banks aren't obligated to intermission until the date on the examine to liquidate it.
Can Someone Legally Cash...
In such instances, one's checking account might be overdrawn, as the check might be paid before the drawer was ready to have it paid. Not valid after 90 days or something similar. Is there any liability on the check writers part? Any check you write can clear against your account at basically any time as long as the account is still open. Other countries may have their own laws on the matter. Anyway, needless to say I deposited his check first thing in the morning — and it was nailbitingly tense until it cleared.
Thank you JD and others who chimed in.
When making the decision to pay off a debt after being contacted by a debt collector, some consumers opt to write several post dated checks to the collection agency so that they are relieved of the responsibility to make timely payments.
What is becoming more popular in the electronic age is automated withdrawals from bank accounts or providing a debit card to the collector. Is this a good idea? The statute is clear regarding when a collector can cash a postdated check. The statute reads that a collector who accepts a check or any post dated payment instrument, such as an automatic fund transfer or running a debit card, that has a postdate of more than five days must notify the consumer in writing prior to cashing the check, not more than ten days, but not less than three days, prior to making the deposit.
This notification will allow the consumer to ensure the funds are available for payment. The law is clear that a collector may not deposit a postdated check prior to the date the check was dated or take an automated payment prior to the agreed upon date.
Pressuring, coercing or threatening a consumer to write a postdated check is a violation of the law. While providing a debt collector with postdated checks or your debit card is not always the best option for a debtor, if you believe it is the right choice for you, make sure you know your rights under the FDCPA to ensure you are not taken advantage of by a debt collector.
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Chin-wag or rodomontade, grown-up felicity, spam, insulting other sections, depict more. Iniquity to minors, wildness or threats, harassment or isolation onslaught, impersonation or misrepresentation, bamboozlement or phishing, corroborate more. I energetic in Massachusetts. Is is unlawful to post-date a brake in my state? My son does it all the conditions. He says there's everything wrong-headed with it.
I was wondering if it is against the law? Are you confident you fall short of to expunge that answer? Situation dating checks are a implements of the forgotten. Family can column ancient checks all they need but banks are allowed to exchange them. If they verify has old hat filled out of the closet, they are qualified to be cashed. You can enquire of the woman to hang around to specie it, but it is not vital.
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Fat Men and Online Dating, can it work?Stale Checks: How Long Can Someone Wait to Deposit a Check? written by J.D. Roth — published 23 the woman asked. “Yes, ma'am,” said the teller. .. It is not illegal for banks to cash post-dated checks. Reply. Kate says. In other words, postdated checks only become "functional" after the date Postdated checks are perfectly legal, as long as they are not being used for illegal..
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- This article discusses general laws about checks, postdating, and fraud. Therefore, a defendant who writes a postdated check that is returned because of .
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Love the animal pelt comment. The bank is free to hand over the money to the holder of the check at any point. My wife and I mostly use check cards to pay for things, or take cash out from the ATM.
Can a hospital deny you a scheduled surgery if you owe them money? Cynthia Myers is the author of numerous novels and her nonfiction work has appeared in publications ranging from "Historic Traveler" to "Texas Highways" to "Medical Practice Management.